Frequently Asked Questions

Can anyone qualify for preferred rate insurance? 

Unfortunately not. Preferred insurance rates are not given to people with health problems of any kind. In fact only 40-50% of insurance applicants are eligible. If you have exceptionally good health with no history of drug or alcohol use, insurance companies will reward you with the lowest insurance premiums. At we have insurance companies who can provide insurance for the entire health spectrum from A1 tip-top condition to average health to heavy smoker. 


Over the years our customers have asked us particular insurance questions. We have put these altogether to help you make intelligent buying decisions.