If I get sick or I'm injured, will the insurance company cancel my insurance policy?
Absolutely not, the insurance company can not cancel an insurance policy due to ill health. And what's more, you do not have to prove to the insurance company that you are still in good health to renew your insurance policy each year. Is there any way I can protect the payment of my insurance premium in the event that I become totally disabled? You can take out an extra optional feature called "Waiver of Premium" when you first apply for your insurance policy.