Frequently Asked Questions

What is level premium guarantee?

It is the guarantee that your term life insurance premium will not increase (remain level) for the term of your policy. A very importantnote to visitors of Many other term life insurance quotation services will quote non-guaranteed premium policies to their potential clients. With non-guaranteed premium policies, your premiums can be raised after the initial level period, usually 5 years. Don't be fooled by savingsof a few dollars per year, insist upon guaranteed level premiums.

The general rule that we recommend is to purchase a term policy that matches the number of years that the coverage is required. If you are protecting the future of your young family then you would consider a twenty or thirty year term life insurance premium guarantee.


Over the years our customers have asked us particular insurance questions. We have put these altogether to help you make intelligent buying decisions.